Default and Debt Lawyers in Malaga
In recent years, due to the emergence and development of the ongoing economic crisis, debt defaults have reached one of their highest levels in Spanish legal history. Whether debtors are unable to meet their payments or prefer to use that money for more basic needs or those they consider more important, these cases—fortunately, increasingly rare—are far from disappearing from the courts.
Every situation of this type has a constant in common, and it is the non-desire to remain in it by the affected parties. The problems of this type of cases are usually related to disagreements in the amount of the debt, in the reason or background of the same, and of course -in the most exceptional but also frequent cases- in the irrational will of the debtor not to want pay what you owe.
At Álvarez Ramos Abogados, we have extensive experience handling these complex matters, which allows us to generally resolve the issue for our clients, or at least advise them on how to minimize the damage as much as possible. We work with both creditors seeking to collect their debts and debtors attempting to defend themselves, and we use our expertise to determine the best course of action for each client in every case.
If you are a debtor or creditor and are interested in our services, please contact us using the contact information and form below. We will send you a free, no-obligation report detailing the cost estimate for your case, allowing you to make a fully informed decision about whether our proposal is right for you.
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Creditors
Music
We obtain the necessary information from the documents provided by the client and issue a report in which, without any cost or obligation, we offer a detailed budget with the specific possibilities of the matter.
Negotiation
If the client agrees, and within a maximum period of one week from acceptance, we deliver an out-of-court claim addressed to the debtor in an attempt to reach an amicable solution to the matter.
Property investigation
One month after the extrajudicial claim was made, we began investigating the debtor's assets in order to mitigate their chances of defending themselves against insolvency.
Execution
In the event that negotiations are unsuccessful and sufficient assets have been found to settle the debt, we draft and file the judicial enforcement of the debt before the courts of justice.
Debtors
THE STUDIO
We obtain all the debt information from the documents provided by the client and issue a report in which, without any cost or obligation, we offer a detailed budget and the specific possibilities of the matter.
Analysis
We carry out a detailed analysis of the debt and the contract that legally created it, and we study the possibility of legitimately refusing payment due to any type of illegal or abusive situation.
Financing
We negotiate with creditors the possibilities of adopting any type of agreement that may be convenient for the interests of our client, with greater or lesser payment of the debt.
Trade
In the event that the debt is demanded through legal proceedings, we defend and represent our client with the aim of minimizing their expenses, both in legal costs and in the payment of the debt itself.